Public Payroll Loan | Others | Knowledge Base
Others
If I get a promotion or salary increase during my loan repayment period, can I adjust my repayment plan accordingly?
Yes, you can. It all depends on what you want!
What is the minimum salary requirement to qualify for a loan?
The minimum salary requirement for civil servants is 20,000 Naira.
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Can I get a loan top-up while I'm still repaying my existing loan?
Yes, you can. If repayments terms and conditions allow for it.
How long does it take to get approved for a loan?
It takes up to 24 hours after documentation.
Can I submit my loan application electronically, or do I need to visit a physical branch?
No, you do not need to visit any of our branches to get a loan. You can either visit our centers or place a call to our customer care line.
Do I need a guarantor to apply for a loan?
No, Zedvance Salary loans does not require collateral
Does your company offer SMS or email notifications for upcoming loan repayments?
Yes, we do. We send periodic SMS or emails to individuals when they're close to their repayment date.