General | Knowledge Base
General
How do you charge for a Zedvance business loan?
When you apply for our business loan, we will assess the risk profile of your business and send you a personalized offer with details on the loan amount, term, and interest rate.
What documents do I need to open an account?
The following documents that are required are, BVN, Personal Passport, Government-issued ID card, CAC certificate and utility
Is Zedvance a Licensed Company?
Yes, Zedvance Finance Limited is licensed by CBN.
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Can I get a loan top-up while I'm still repaying my existing loan?
Yes, you can. If repayments terms and conditions allow for it.
How long does it take to get approved for a loan?
It takes up to 24 hours after documentation.
Can I submit my loan application electronically, or do I need to visit a physical branch?
No, you do not need to visit any of our branches to get a loan. You can either visit our centers or place a call to our customer care line.
Do I need a guarantor to apply for a loan?
No, Zedvance Salary loans does not require collateral
Does your company offer SMS or email notifications for upcoming loan repayments?
Yes, we do. We send periodic SMS or emails to individuals when they're close to their repayment date.