General | Knowledge Base
General
How do you charge for a Zedvance business loan?
When you apply for our business loan, we will assess the risk profile of your business and send you a personalized offer with details on the loan amount, term, and interest rate.
What documents do I need to open an account?
The following documents that are required are, BVN, Personal Passport, Government-issued ID card, CAC certificate and utility
Is Zedvance a Licensed Company?
Yes, Zedvance Finance Limited is licensed by CBN.
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Can I get a loan top-up while I'm still repaying my existing loan?
Yes, you can. If repayments terms and conditions allow for it.
Can I submit my loan application electronically, or do I need to visit a physical branch?
No, you do not need to visit any of our branches to get a loan. You can either visit our centers or place a call to our customer care line.
Do I need a guarantor to apply for a loan?
No, Zedvance Salary loans does not require collateral
How long does it take to get approved for a loan?
It takes up to 24 hours after documentation.
How do I apply for SME loan?
Discuss with a sales agent who will access your business, and if you qualify, an online onboarding form will be sent to you